Blog

Income Tax Breaks for Homeowners

The U.S. government has a long standing history of including incentives in the income tax code to encourage home ownership.  This is because of the positive impact home buying has on the economy – consumer spending makes up over two-thirds…
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Do I Need A Living Trust?

Much has been written about the use of a living trust as a means of reducing the cost of passing your assets to your heirs at death.  For most people, the primary motivation for creating a living trust is to…
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An Analyst’s Up-close View of the Energy Market

After recently returning from a natural resources conference in Denver, I thought it would be beneficial to share some of my takeaways.  The conference was a mix of listening to CEO’s discuss trends in the market and touring companies in…
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What is a Backdoor Roth IRA?

Roth IRAs are a powerful way to save for retirement.  The beauty of a Roth IRA is that all growth and withdrawals from the account are tax-free and having a tax-free income source in retirement can be extremely beneficial.  It…
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First Time Home Buyer: How to Make an Offer?

Buying a house can be a stressful endeavor for anyone.   But, for first time home buyers, the thought of making an offer on a house for hundreds of thousands of dollars in a very competitive home buying environment, where even…
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Getting Started on Medicare

All Americans who are age 65 and over are eligible for Medicare.  Medicare can be overwhelming for those approaching age 65 and faced with having to enroll in this government managed health insurance program.  The purpose of this blog is…
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New Tax Act

As promised in our recent Harvester newsletter that we sent on December 7, 2017, we want to update you on the Tax Cuts and Jobs Act (the “Act”).  The Act made it through the conference committee and was passed by…
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Tax Reform 2018 – The Tax Cuts and Jobs Act

Tax planning at the present time is difficult given the uncertainty over the Tax Cuts and Jobs Act (“Act”).  As of the date of this newsletter, both the House and Senate have passed separate versions of the Act that contain…
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Demystifying Medicare

All Americans who are age 65 and over are eligible for Medicare.  Medicare can be overwhelming for those approaching age 65 and faced with having to enroll in this government managed health insurance program.  The purpose of this blog is…
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Market Updates

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